Twelve things you don't need to pay for

Good at cooking or baking and want to learn a language for free? Try a skill swap. Photograph: Image Source/Alamy

One of the best ways to save money is to never pay for anything you can get for free. Here are 12 things that you could end up paying for but don't need to.
1. Reclaiming PPI

There are a multitude of companies offering to help you claim your money back if you have been a victim of payment protection insurance mis-selling. Most of these firms will take a percentage of whatever compensation you may be eligible for – usually 25% – and on top of that there can be other charges. If you do the legwork yourself it won't cost you anything, except perhaps the price of a postage stamp. Our guide on how to reclaim PPI can help you determine whether to make the claim yourself.

TIGER BACK WITH ELIN

ORLANDO – The Saga of Tiger and Elin gets weirder. Exactly one year after the “incident”, they are getting back together.

Tiger Woods and Elin Nordegren’s marriage has had many twists and turns. But even their divorce attorneys were shocked to learn that they were recently spotted kissing while out in their Orlando neighborhood.

There are rumors that Elin has agreed to move back in with her cheating husband. And the reconciled spouses are not being bashful about showing their love for one another.